It has been an exciting day for our family! Not only is it our 15th wedding anniversary, today also marks two years since M joined our family.  As if those two milestones weren’t reason enough to celebrate, we upped the ante in another major way.

We paid off our land loan!!!

Yes, that sentence absolutely requires three exclamation points!  We have been working diligently for nearly 9 years to pay down the loan balance, sending every leftover cent from the budget towards debt reduction.  Over the years, every time we visited the property we would talk to the kids about what percentage of the land we had paid for – and longed for the day when we could look at it and say ‘We own 100% of this!’  Today we did just that!

The kids are standing in the approximate location where Arrow Hill Cottage will be built.

We made a promise to ourselves when we took out the loan that we would not build a house on the land until we were in a better financial position.  We set up a financial plan, which included becoming debt free.  We are now one step closer to that freedom and it feels amazing!

A description of the property is coming up next!